Kissht Interface Integration & Open Finance Solutions

Deliverable Package

• Protocol & Authorization flow analysis (including OTP, PIN, session management)
• REST API implementation (Node.js / Python / Go optional) and OpenAPI documentation
• runnable backend code and SDK
• Automated test scripts and Postman collection
• Compliance guidance (data retention, logging, KYC process notes)

Example Interface: Loan Application (pseudo-code)

POST /api/v1/kissht/loan/apply
Content-Type: application/json
Authorization: Bearer <CLIENT_TOKEN>

{
  'customer_id': 'user_12345',
  'amount': 50000,
  'tenure_months': 12,
  'purpose': 'business',
  'kyc_ref': 'KYC_98765'
}

Response 200:
{
  'status': 'PENDING',
  'application_id': 'APP_20251001_0001',
  'score': 720,
  'nbfc_partner': 'Si Creva Capital',
  'estimated_disbursal': '2025-10-05T12:00:00Z'
}

典型对接场景

快速上线借贷服务、将消费转为 EMI、与多家 NBFC 对接放款、导出对账单并生成月度报表、以及实现 KYC 自动化与审计链。

API 快速接入指南

1. Provide your target features, e.g., loan application, EMI conversion, KYC, or reconciliation export.
2. We perform protocol analysis and return authentication approaches (OAuth2 / Token / HMAC) with security guidance.
3. Deliver runnable backend service sample (with Docker), OpenAPI docs and SDK.
4. Assist with end-to-end testing and production readiness checks.

Interface Example: EMI Conversion & Accounting

POST /api/v1/kissht/loan/convert_to_emi
Authorization: Bearer <ACCESS_TOKEN>

{
  'transaction_id': 'TXN_555',
  'user_id': 'user_12345',
  'requested_tenure': 6
}

Response:
{
  'status': 'APPROVED',
  'emi_amount': 8720.50,
  'total_payable': 52323.00,
  'first_due_date': '2025-11-05'
}

合规与隐私承诺

All work is performed based on client authorization or公开/authorized APIs. We provide privacy best-practices and retention guidance, audit logs and KYC process documentation, and can support NDA where needed.

关于我们

We are a studio specializing in App protocol analysis and authorized API integration, with a track record across fintech, payments and mobile platforms. We deliver end-to-end services including protocol analysis, API implementation, OpenAPI docs and testing assets.

• Supports Android / iOS protocol analysis and cross-platform integration
• Deliver runnable code samples in Node.js / Python / Go
• NDA and compliance consultation available
• Transparent pricing: starting at $300, pay-on-delivery or upon acceptance

Contact

Ready to start integration? Submit your Kissht target app name and concrete requirements to receive a tailored proposal and quote.

View Contact & Submit Request

Typical Delivery Timeline

Small integrations (single interface replacement or export) typically 3–7 business days; medium complexity (loan + KYC + reports) around 7–15 business days; complex NBFC onboarding with compliance reviews may take longer.